Wealth & Retirement Planning

At Accountants for Traders, we go beyond just completing your tax return. We realise that looking at your trading results retrospectively is not particularly useful, especially when it comes to tax planning. That’s why offer a range of value added services, that you can bolt onto our traditional compliance services, to ensure you pay the legal minimum tax, increase your wealth and plan for retirement.

Find out more by arranging a call with us

Pre-Year End Personal Tax and Wealth Review

Benefits of a Pre-Year Tax and Wealth Review as a trader:

  • Save money by paying the legal minimum amount of tax
  • Plan your cash flow for approaching tax liabilities
  • Have a clear plan for retirement to ensure you have enough to live your desired lifestyle when you retire
  • Learn how to effectively purchase and dispose personal assets and investments

The Pre-Year End Personal Tax and Wealth review will consist of a one hour meeting, where we will:

  • Review your tax position
  • Estimate your personal tax liabilities
  • Review your pensions
  • Review your retirement planning
  • Review your investment strategy
  • Provide a plan with clean action points

Book your Pre-Year End Tax and Wealth Review now

Choosing the right investment vehicle

Our team can provide objective advice on choosing the best, most tax efficient investment vehicle.
The option that is best for you depends on the stage you’re in in your life and what your needs and goals are, both short-term and long-term. For many people it may be a mixture.

There are many options out there, and alternatives include:

  • Your own name
  • Family members
  • A limited company
  • A Limited Liability Partnership
  • Pension (including those where you choose your own investments)
  • Trust

Investing in Property

The tax rules surrounding property investment have become a greater burden and created greater stress for investors in recent years. But this doesn’t mean that this avenue is closed as a viable investment for your future.

There are many ways to invest in property and our specialist advisers and accountants can help you find the right structure to suit your circumstances and help you consider the types of property to invest in.

To find out more about investing in property, visit our specialist page for Accountants for Landlords.

Preserving and protecting your legacy

You’ve spent your whole life building a secure financial future, now you need to have a solid financial and estate plan. Our sister company, A4G Legacy, can help you with advice, guidance and support – when you need it most:

Preparing Wills

If you die without a valid Will, your estate will be distributed according to the law, which means your wishes won’t be carried out. A4G Legacy can gather the names of your family and friends you’d like to benefit, provide advice on the type and design of the Will and put the document together for you.

Lasting Power of Attorney

In the event of losing mental capacity, the Court of Protection would have the power to control your property and finances. A lasting power of attorney (LPA) enables you to choose who would make decisions in your best interest. By asking relevant questions, A4G Legacy can prepare this document to ensure that people chosen by you can carry out your wishes.


Following your death, if the assets you leave behind are more than a certain value, your chosen executor may have to apply to the court in order to carry out your wishes. A4G Legacy can act as your legal representative to settle any liabilities that you may have and then distribute your assets to your chosen beneficiaries.


Book a call with one of our experts

To find out more about services, email enquiries@accountantsfortraders.co.uk or call 01474 853 856. We will ask you a few questions to understand your trading position and your goals to match you with right trading expert.